Money Back Guarantee

We offer a 14 Day Money Back Guarantee.

Upon receiving your CHP Protector, CHP Advantage or CHP Major Medical Plan policy documents, please make sure you read them carefully. If you think your international health insurance plan may not meet your needs, you may cancel it without having to pay a charge as long as you have not already made a claim under the plan.

If you decide to cancel simply write to us within 14 calendar days of the issuance of the plan documents confirming that you want to cancel the policy and that you are not aware of any claim invoking the policy coverage since the commencement of the policy. We will cancel it from inception and refund the premium within 30 days of receipt of the written notice.


You may cancel the insurance coverage after the 14th day if there have been no claims made against the policy. The premium return will reflect the months left on the policy less an administration charge of 5%.